Auto Loans and Vehicle Financing in Trenton, Missouri and Beyond
Looking to purchase your dream car (or truck, or SUV)? We’re here to help make your dream a reality. At Pettijohn Ford of Trenton we offer car loans and auto financing options for every situation and budget. We’ve partnered with 20+ local, regional, and national banks to bring you the best financing, terms, and rates available for your auto loan financing needs.
How to get auto financing?
Apply online through our secure form or come into the dealership to apply in person. Once you submit your application we match you with the best banks from our 20+ partners to determine the best fit for you, your vehicle of interest and your specific situation to get the best terms and rates available.
What rates can I get on an auto loan?
Auto financing rates can vary from person to person based on many factors that banks consider when determining terms for an auto loan. Factors like credit score, credit history, type of vehicle, length of the auto loan term, and many other factors will impact the rate quoted by the bank. To see what rate you may quality for get started by applying online through our secure application and we’ll get to work matching you with the best bank for your unique situation.
Can Applying for an Auto Loan Impact Your Credit Score?
Seeking a car loan might have implications for your credit score, as each loan application involving a hard credit check could result in a decrease of approximately 1 to 5 points.
One way to limit the impact on your credit score is to consolidate all your car loan applications within a 14-day “rate-shopping window.” When you apply for multiple loans during this period, credit scoring models like FICO treat them as a single inquiry, minimizing the impact on your credit score.
What do you need to apply for auto financing?
To get started you’ll simply need a valid drivers license and personal information necessary to apply for an auto loan through our partner lenders. We’ll handle the rest and in some situations we may require more information to process your application. To get started apply for financing online.
What if I’m not from the area?
We work with many local, regional, and national banks to secure auto financing for our customers. Whether you’re from Trenton, Chillicothe, Milan, Kirksville, Gallatin, Cameron, Bethany, Kansas City, Des Moines or beyond we’re here to help get the best available rates and terms for your vehicle purchase.